:root{
  --navy-950:#10162b;
  --navy-900:#161d38;
  --navy-800:#1e2a47;
  --navy-700:#283862;
  --navy-600:#374a7a;
  --amber-500:#f5a623;
  --amber-400:#ffc661;
  --amber-100:#fff3dd;
  --ink:#1c1f2a;
  --ink-soft:#5a6072;
  --paper:#faf8f3;
  --paper-card:#ffffff;
  --line:#e8e4d9;
  --ok:#2f9e6f;
  --radius-lg:18px;
  --radius-md:12px;
  --radius-sm:8px;
  --shadow-sm:0 1px 2px rgba(16,22,43,.06);
  --shadow-md:0 8px 24px rgba(16,22,43,.08);
  --shadow-lg:0 20px 48px rgba(16,22,43,.14);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Noto Sans JP","Hiragino Kaku Gothic ProN",sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.wrap-narrow{max-width:880px;margin:0 auto;padding:0 24px}

/* ---------- Topbar / Nav ---------- */
.topbar{
  position:sticky;top:0;z-index:50;
  background:rgba(250,248,243,.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:19px;color:var(--navy-900)}
.brand .owl-mark{width:38px;height:38px}
.brand small{display:block;font-size:11px;font-weight:500;color:var(--ink-soft);letter-spacing:.04em}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{font-size:14px;font-weight:500;color:var(--navy-800);padding:6px 0;border-bottom:2px solid transparent}
.nav-links a.active,.nav-links a:hover{border-bottom-color:var(--amber-500)}
.nav-actions{display:flex;align-items:center;gap:12px}
.icon-btn{
  width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  background:var(--paper-card);border:1px solid var(--line);color:var(--navy-800);cursor:pointer;position:relative;
}
.icon-btn .dot{position:absolute;top:6px;right:7px;width:7px;height:7px;border-radius:50%;background:var(--amber-500);border:1.5px solid var(--paper-card)}
.avatar-sm{width:40px;height:40px;border-radius:50%;object-fit:cover;border:2px solid var(--amber-400)}
.burger{display:none}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 22px;border-radius:999px;font-weight:700;font-size:14px;cursor:pointer;border:none;
  transition:transform .15s ease,box-shadow .15s ease;
}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--amber-500);color:var(--navy-950);box-shadow:0 6px 16px rgba(245,166,35,.35)}
.btn-primary:hover{background:var(--amber-400)}
.btn-dark{background:var(--navy-900);color:#fff}
.btn-dark:hover{background:var(--navy-800)}
.btn-outline{background:transparent;border:1.5px solid var(--navy-800);color:var(--navy-900)}
.btn-outline:hover{background:var(--navy-900);color:#fff}
.btn-ghost{background:var(--paper);border:1px solid var(--line);color:var(--navy-800)}
.btn-sm{padding:8px 16px;font-size:13px}
.btn-block{width:100%}

/* ---------- Hero ---------- */
.hero{
  position:relative;overflow:hidden;
  background:radial-gradient(1200px 500px at 15% -10%,rgba(245,166,35,.18),transparent 60%),
             linear-gradient(180deg,var(--navy-950) 0%,var(--navy-900) 65%,var(--navy-800) 100%);
  color:#fff;padding:72px 0 96px;
}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;background:rgba(255,198,97,.14);color:var(--amber-400);
  font-size:12.5px;font-weight:700;padding:7px 14px;border-radius:999px;letter-spacing:.03em;margin-bottom:18px;
}
.hero h1{font-size:42px;line-height:1.35;margin:0 0 18px;font-weight:800}
.hero h1 span{color:var(--amber-400)}
.hero p{font-size:15.5px;color:#c9cedf;max-width:520px;margin:0 0 30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:34px}
.hero-stats{display:flex;gap:32px;flex-wrap:wrap}
.hero-stats .stat b{display:block;font-size:24px;color:#fff;font-weight:800}
.hero-stats .stat span{font-size:12.5px;color:#9aa2bd}

.search-card{
  background:#fff;border-radius:var(--radius-lg);padding:22px;box-shadow:var(--shadow-lg);color:var(--ink);
}
.search-card h3{margin:0 0 4px;font-size:15px;color:var(--navy-900)}
.search-card .sub{font-size:12.5px;color:var(--ink-soft);margin:0 0 16px}
.search-field{display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;margin-bottom:10px}
.search-field input,.search-field select{border:none;outline:none;font-size:14px;width:100%;background:transparent;font-family:inherit;color:var(--ink)}
.search-field svg{flex:none;color:var(--ink-soft)}
.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 18px}
.chip{font-size:12.5px;padding:6px 12px;border-radius:999px;background:var(--paper);border:1px solid var(--line);color:var(--navy-800);cursor:pointer}
.chip.active{background:var(--navy-900);color:#fff;border-color:var(--navy-900)}

.hero-visual{position:absolute;right:-60px;top:40px;opacity:.12;width:360px}

/* ---------- Section heads ---------- */
.section{padding:80px 0}
.section.tight{padding:56px 0}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:38px;gap:20px;flex-wrap:wrap}
.section-head .kicker{font-size:12.5px;font-weight:700;color:var(--amber-500);letter-spacing:.06em;margin-bottom:8px;display:block}
.section-head h2{font-size:28px;margin:0;color:var(--navy-950);font-weight:800}
.section-head p{color:var(--ink-soft);font-size:14px;margin:8px 0 0;max-width:520px}
.section-foot{text-align:center;margin-top:36px}
.section.alt{background:var(--navy-950);color:#fff}
.section.alt .section-head h2{color:#fff}
.section.alt .section-head p{color:#aeb4cc}

/* ---------- How it works ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px;position:relative}
.step-num{position:absolute;top:22px;right:24px;font-size:34px;font-weight:800;color:var(--line)}
.step-icon{width:48px;height:48px;border-radius:14px;background:var(--amber-100);display:flex;align-items:center;justify-content:center;color:var(--amber-500);margin-bottom:16px}
.step-card h4{margin:0 0 8px;font-size:16px}
.step-card p{margin:0;font-size:13.5px;color:var(--ink-soft)}

/* ---------- Category grid ---------- */
.cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.cat-card{
  background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-md);padding:22px;
  display:flex;flex-direction:column;gap:10px;cursor:pointer;transition:border-color .15s,transform .15s;
}
.cat-card:hover{border-color:var(--amber-500);transform:translateY(-3px)}
.cat-card .cat-icon{width:42px;height:42px;border-radius:12px;background:var(--navy-900);color:var(--amber-400);display:flex;align-items:center;justify-content:center}
.cat-card h4{margin:0;font-size:14.5px}
.cat-card span{font-size:12px;color:var(--ink-soft)}

/* ---------- Expert cards ---------- */
.expert-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.expert-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);transition:box-shadow .15s,transform .15s}
.expert-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}
.expert-cover{height:140px;overflow:hidden;position:relative}
.expert-cover img{width:100%;height:100%;object-fit:cover}
.expert-body{padding:18px}
.expert-top{display:flex;gap:12px;align-items:center;margin-top:-42px;margin-bottom:12px}
.expert-avatar{width:60px;height:60px;border-radius:50%;object-fit:cover;border:3px solid #fff;box-shadow:var(--shadow-sm)}
.expert-badge{font-size:11px;font-weight:700;background:var(--navy-900);color:#fff;padding:4px 9px;border-radius:999px;display:inline-flex;align-items:center;gap:4px}
.expert-name{font-size:15.5px;font-weight:700;margin:0}
.expert-role{font-size:12.5px;color:var(--ink-soft);margin:2px 0 0}
.rating-row{display:flex;align-items:center;gap:6px;font-size:12.5px;color:var(--ink-soft);margin:10px 0}
.rating-row b{color:var(--navy-900)}
.stars{color:var(--amber-500);display:flex;gap:1px}
.tag-row{display:flex;flex-wrap:wrap;gap:6px;margin:10px 0 14px}
.tag{font-size:11px;background:var(--paper);border:1px solid var(--line);color:var(--navy-800);padding:4px 9px;border-radius:999px}
.expert-foot{display:flex;align-items:center;justify-content:space-between;border-top:1px dashed var(--line);padding-top:12px}
.price{font-size:13px;color:var(--ink-soft)}
.price b{font-size:17px;color:var(--navy-950)}

/* ---------- Testimonials ---------- */
.quote-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.quote-card{background:var(--navy-900);border-radius:var(--radius-lg);padding:24px;border:1px solid var(--navy-700)}
.quote-card .stars{margin-bottom:12px}
.quote-card p{font-size:13.5px;color:#d6daec;margin:0 0 18px}
.quote-who{display:flex;align-items:center;gap:10px}
.quote-who img{width:38px;height:38px;border-radius:50%;object-fit:cover}
.quote-who b{display:block;font-size:13px}
.quote-who span{font-size:11.5px;color:#9aa2bd}

/* ---------- CTA band ---------- */
.cta-band{
  background:linear-gradient(120deg,var(--navy-900),var(--navy-800));
  border-radius:24px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:30px;color:#fff;flex-wrap:wrap;
}
.cta-band h3{font-size:24px;margin:0 0 8px}
.cta-band p{margin:0;color:#c9cedf;font-size:13.5px}
.cta-actions{display:flex;gap:12px}

/* ---------- Footer ---------- */
footer{background:var(--navy-950);color:#aeb4cc;padding:56px 0 28px;margin-top:40px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
.footer-grid h5{color:#fff;font-size:13px;margin:0 0 14px}
.footer-grid ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px}
.footer-grid a{font-size:13px}
.footer-grid a:hover{color:var(--amber-400)}
.footer-bottom{border-top:1px solid var(--navy-800);padding-top:22px;display:flex;justify-content:space-between;font-size:12px;flex-wrap:wrap;gap:10px}

/* ---------- Breadcrumb / page head ---------- */
.page-head{background:var(--navy-950);color:#fff;padding:36px 0}
.breadcrumb{font-size:12.5px;color:#9aa2bd;display:flex;gap:6px;align-items:center;margin-bottom:10px}
.breadcrumb a:hover{color:var(--amber-400)}
.page-head h1{font-size:24px;margin:0}

/* ---------- Search / list layout ---------- */
.search-layout{display:grid;grid-template-columns:260px 1fr;gap:28px;padding:36px 0 80px}
.filter-box{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px;position:sticky;top:90px;height:fit-content}
.filter-box h4{font-size:13.5px;margin:0 0 14px;display:flex;align-items:center;justify-content:space-between}
.filter-group{border-top:1px solid var(--line);padding:16px 0}
.filter-group:first-of-type{border-top:none;padding-top:0}
.filter-group legend{font-size:12.5px;font-weight:700;color:var(--navy-900);margin-bottom:10px}
.filter-row{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--ink-soft);padding:5px 0;cursor:pointer}
.filter-row input{accent-color:var(--navy-900)}
.price-range{display:flex;align-items:center;gap:8px}
.price-range input{width:100%;padding:8px 10px;border:1px solid var(--line);border-radius:8px;font-size:12.5px;font-family:inherit}

.result-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px;flex-wrap:wrap;gap:10px}
.result-count{font-size:13.5px;color:var(--ink-soft)}
.result-count b{color:var(--navy-950)}
.sort-select{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--ink-soft)}
.sort-select select{border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-family:inherit;font-size:13px;background:#fff}
.view-toggle{display:flex;border:1px solid var(--line);border-radius:8px;overflow:hidden}
.view-toggle button{border:none;background:#fff;width:34px;height:32px;display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--ink-soft)}
.view-toggle button.active{background:var(--navy-900);color:#fff}

.list-row{display:grid;grid-template-columns:200px 1fr auto;gap:20px;background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:18px;margin-bottom:16px;align-items:center}
.list-row img{width:100%;height:130px;object-fit:cover;border-radius:12px}
.list-row .mid h3{margin:0 0 6px;font-size:16px}
.list-row .mid p{margin:0 0 10px;font-size:13px;color:var(--ink-soft)}
.list-row .side{text-align:right;display:flex;flex-direction:column;align-items:flex-end;gap:10px}
.pager{display:flex;justify-content:center;gap:8px;margin-top:30px}
.pager a{width:36px;height:36px;border:1px solid var(--line);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:13px;background:#fff}
.pager a.active{background:var(--navy-900);color:#fff;border-color:var(--navy-900)}

/* ---------- Detail page ---------- */
.detail-layout{display:grid;grid-template-columns:1fr 340px;gap:32px;padding:40px 0 90px}
.gallery{display:grid;grid-template-columns:2fr 1fr;gap:10px;border-radius:var(--radius-lg);overflow:hidden;margin-bottom:28px}
.gallery img{width:100%;height:100%;object-fit:cover}
.gallery .g-main{height:360px}
.gallery .g-side{display:grid;grid-template-rows:1fr 1fr;gap:10px;height:360px}
.profile-head{display:flex;gap:18px;align-items:center;margin-bottom:22px}
.profile-head img{width:86px;height:86px;border-radius:50%;object-fit:cover;border:3px solid #fff;box-shadow:var(--shadow-md)}
.profile-head h1{margin:0 0 4px;font-size:22px}
.profile-head p{margin:0;color:var(--ink-soft);font-size:13.5px}
.tab-bar{display:flex;gap:4px;border-bottom:1px solid var(--line);margin-bottom:24px}
.tab-btn{padding:12px 18px;font-size:14px;font-weight:600;color:var(--ink-soft);border-bottom:2px solid transparent;cursor:pointer;background:none;border-top:none;border-left:none;border-right:none;font-family:inherit}
.tab-btn.active{color:var(--navy-950);border-color:var(--amber-500)}
.tab-panel{display:none}
.tab-panel.active{display:block;animation:fadeIn .25s ease}
@keyframes fadeIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
.plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0 30px}
.plan-card{border:1.5px solid var(--line);border-radius:var(--radius-md);padding:18px;cursor:pointer}
.plan-card.featured{border-color:var(--amber-500);box-shadow:0 0 0 3px rgba(245,166,35,.15)}
.plan-card .tier{font-size:11.5px;font-weight:700;color:var(--amber-500);text-transform:uppercase;letter-spacing:.04em}
.plan-card .pr{font-size:22px;font-weight:800;margin:6px 0}
.plan-card ul{list-style:none;padding:0;margin:12px 0 0;display:flex;flex-direction:column;gap:7px}
.plan-card li{font-size:12.5px;color:var(--ink-soft);display:flex;gap:6px;align-items:flex-start}
.plan-card li svg{flex:none;color:var(--ok);margin-top:2px}

.review-item{display:flex;gap:14px;padding:18px 0;border-bottom:1px solid var(--line)}
.review-item img{width:44px;height:44px;border-radius:50%;object-fit:cover}
.review-item .rh{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px}
.review-item b{font-size:13.5px}
.review-item span.date{font-size:11.5px;color:var(--ink-soft)}
.review-item p{margin:0;font-size:13px;color:var(--ink-soft)}

.sidebar-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;position:sticky;top:90px}
.sidebar-card .big-price{font-size:28px;font-weight:800;color:var(--navy-950)}
.sidebar-card .big-price span{font-size:13px;color:var(--ink-soft);font-weight:500}
.meta-list{display:flex;flex-direction:column;gap:10px;margin:18px 0}
.meta-list li{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--ink-soft);list-style:none}
.meta-list svg{color:var(--navy-700);flex:none}

/* ---------- Dashboard ---------- */
.dash-layout{display:grid;grid-template-columns:240px 1fr;gap:28px;padding:32px 0 80px}
.dash-nav{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:16px;height:fit-content;position:sticky;top:90px}
.dash-profile{text-align:center;padding:14px 8px 20px;border-bottom:1px solid var(--line);margin-bottom:10px}
.dash-profile img{width:64px;height:64px;border-radius:50%;object-fit:cover;margin:0 auto 10px;border:3px solid var(--amber-400)}
.dash-profile b{display:block;font-size:14px}
.dash-profile span{font-size:11.5px;color:var(--ink-soft)}
.dash-link{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:10px;font-size:13.5px;color:var(--navy-800);margin-bottom:2px}
.dash-link svg{flex:none;width:18px;height:18px}
.dash-link.active{background:var(--navy-900);color:#fff}
.dash-link .count{margin-left:auto;background:var(--amber-500);color:var(--navy-950);font-size:11px;font-weight:700;border-radius:999px;padding:1px 7px}

.kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:28px}
.kpi-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px}
.kpi-card .top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:10px}
.kpi-card .icon{width:36px;height:36px;border-radius:10px;background:var(--amber-100);color:var(--amber-500);display:flex;align-items:center;justify-content:center}
.kpi-card .delta{font-size:11.5px;color:var(--ok);font-weight:700}
.kpi-card .num{font-size:26px;font-weight:800}
.kpi-card .label{font-size:12.5px;color:var(--ink-soft)}

.panel{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;margin-bottom:22px}
.panel-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.panel-head h3{margin:0;font-size:15.5px}
.order-row{display:grid;grid-template-columns:44px 1fr auto auto;gap:14px;align-items:center;padding:12px 0;border-top:1px solid var(--line)}
.order-row:first-child{border-top:none}
.order-row img{width:44px;height:44px;border-radius:10px;object-fit:cover}
.order-row .t{font-size:13.5px;font-weight:600}
.order-row .s{font-size:11.5px;color:var(--ink-soft)}
.status-pill{font-size:11px;font-weight:700;padding:5px 10px;border-radius:999px}
.status-pill.progress{background:#fff3dd;color:#b4740a}
.status-pill.done{background:#e5f6ee;color:#1f8e5c}
.status-pill.wait{background:#eef0f8;color:#4a5178}

.msg-row{display:flex;gap:12px;padding:12px 0;border-top:1px solid var(--line)}
.msg-row:first-child{border-top:none}
.msg-row img{width:40px;height:40px;border-radius:50%;object-fit:cover}
.msg-row b{font-size:13px}
.msg-row .preview{font-size:12.5px;color:var(--ink-soft)}
.msg-row .time{font-size:11px;color:var(--ink-soft);margin-left:auto;white-space:nowrap}

.progress-bar{height:8px;border-radius:999px;background:var(--line);overflow:hidden;margin-top:8px}
.progress-bar>div{height:100%;background:var(--amber-500)}

/* ---------- Post / form page ---------- */
.form-layout{display:grid;grid-template-columns:1fr 300px;gap:30px;padding:36px 0 90px}
.stepper{display:flex;align-items:center;gap:0;margin-bottom:32px}
.step-item{display:flex;align-items:center;gap:10px;flex:1}
.step-item .circle{width:30px;height:30px;border-radius:50%;background:var(--line);color:var(--ink-soft);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;flex:none}
.step-item.active .circle{background:var(--navy-900);color:#fff}
.step-item.done .circle{background:var(--ok);color:#fff}
.step-item span{font-size:12.5px;color:var(--ink-soft);white-space:nowrap}
.step-item.active span{color:var(--navy-950);font-weight:700}
.step-line{flex:1;height:2px;background:var(--line);margin:0 6px}

.form-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px}
.form-card h2{font-size:18px;margin:0 0 6px}
.form-card .hint{font-size:13px;color:var(--ink-soft);margin:0 0 26px}
.field{margin-bottom:20px}
.field label{display:block;font-size:13px;font-weight:700;margin-bottom:8px;color:var(--navy-900)}
.field label .opt{font-weight:500;color:var(--ink-soft);font-size:11.5px}
.field input[type=text],.field input[type=number],.field textarea,.field select{
  width:100%;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font-size:14px;font-family:inherit;color:var(--ink);
}
.field textarea{resize:vertical;min-height:110px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.radio-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.radio-card{border:1.5px solid var(--line);border-radius:12px;padding:16px;text-align:center;cursor:pointer}
.radio-card.sel{border-color:var(--amber-500);background:var(--amber-100)}
.radio-card svg{margin:0 auto 8px;color:var(--navy-800)}
.radio-card span{font-size:12.5px;font-weight:600}
.upload-box{border:2px dashed var(--line);border-radius:14px;padding:30px;text-align:center;color:var(--ink-soft);font-size:13px}
.upload-box svg{margin:0 auto 10px;color:var(--navy-700)}
.form-actions{display:flex;justify-content:space-between;margin-top:26px}
.tip-card{background:var(--navy-950);color:#fff;border-radius:var(--radius-lg);padding:22px}
.tip-card h4{font-size:13.5px;margin:0 0 14px;display:flex;align-items:center;gap:8px;color:var(--amber-400)}
.tip-card ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.tip-card li{font-size:12.5px;color:#c9cedf;display:flex;gap:8px}
.tip-card li svg{flex:none;color:var(--amber-400);margin-top:2px}

/* ---------- misc ---------- */
.badge-soft{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;background:var(--amber-100);color:#946102;padding:5px 11px;border-radius:999px;font-weight:700}
.toast{
  position:fixed;bottom:26px;left:50%;transform:translateX(-50%) translateY(20px);
  background:var(--navy-950);color:#fff;padding:14px 22px;border-radius:12px;font-size:13.5px;
  display:flex;align-items:center;gap:10px;box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;transition:all .3s ease;z-index:200;
}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}
.toast svg{color:var(--amber-400)}

@media(max-width:1020px){
  .hero-grid{grid-template-columns:1fr}
  .hero-visual{display:none}
  .cat-grid{grid-template-columns:repeat(2,1fr)}
  .expert-grid{grid-template-columns:repeat(2,1fr)}
  .quote-grid{grid-template-columns:1fr}
  .search-layout,.detail-layout,.dash-layout,.form-layout{grid-template-columns:1fr}
  .filter-box,.sidebar-card,.dash-nav{position:static}
  .kpi-grid{grid-template-columns:repeat(2,1fr)}
  .nav-links{
    display:none;position:absolute;top:72px;left:0;right:0;background:var(--paper);
    flex-direction:column;align-items:flex-start;gap:0;padding:8px 24px 16px;
    border-bottom:1px solid var(--line);box-shadow:var(--shadow-md);
  }
  .nav-links.open{display:flex}
  .nav-links a{width:100%;padding:12px 0;border-bottom:1px solid var(--line)}
  .burger{display:flex}
}
@media(max-width:620px){
  .steps{grid-template-columns:1fr}
  .cat-grid{grid-template-columns:1fr 1fr}
  .expert-grid{grid-template-columns:1fr}
  .list-row{grid-template-columns:1fr}
  .list-row img{height:160px}
  .plan-grid,.radio-cards{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .hero h1{font-size:30px}
  .kpi-grid{grid-template-columns:1fr 1fr}
  .cta-band{flex-direction:column;align-items:flex-start}
}